Introduction
Welcome to Finzo ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Finzo (the "App"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the App.
Information We Collect
Information You Provide to Us
Account Information:
- Email address
- Username
- Profile information
- Authentication credentials (managed securely through Clerk)
User-Generated Content:
- Text prompts and queries submitted to AI features
- Images, videos, and audio uploaded for AI processing
- Generated content (images, videos, music)
- Content shared to Finzo Showcase (our social feed)
Purchase Information:
- In-app purchase transactions (managed by Apple)
- Gem balance and transaction history
- Subscription status and renewal dates
Information Automatically Collected
Device Information:
- Device model and manufacturer
- Operating system version
- App version
- Device identifiers (for push notifications)
- IP address
- Language preference
Usage Data:
- Features accessed and used
- AI mode preferences (Trading, Fashion, Legal, Therapy, Nutrition, Business, Chat Hub)
- Content generation history
- Time and duration of app usage
- Error logs and crash reports
How We Use Your Information
We use the information we collect to:
- Provide and Maintain the App:
- Process AI generation requests (images, videos, music)
- Deliver AI assistant responses (Trading, Fashion, Legal, Therapy, Nutrition, Business)
- Manage your account and gem balance
- Process in-app purchases and subscriptions
- Improve and Personalize:
- Analyze usage patterns to improve AI features
- Customize content recommendations
- Optimize app performance
- Communications:
- Send push notifications (with your permission)
- Provide customer support
- Send important service updates
- Safety and Security:
- Detect and prevent fraud or abuse
- Enforce our Terms of Service
- Comply with legal obligations
Third-Party Services
We use the following third-party services that may collect your information:
AI Service Providers:
- Google AI (Gemini) - Image and video generation
- OpenAI - GPT-4 powered AI assistants
- Anthropic (Claude) - Advanced AI conversations
- Replicate - Image generation models
- Suno AI - Music generation
Note: Your prompts and generated content are sent to these services for processing. Please review their privacy policies.
Infrastructure and Analytics:
- Clerk - Authentication and user management
- Vercel - Backend hosting
- Neon - Database hosting
- Firebase - Push notifications
- Apple App Store - In-app purchases and subscriptions
Your Generated Content
Ownership:
- You retain all rights to content you create using Finzo
- Generated images, videos, and music are yours
Showcase Content:
- When you share content to Finzo Showcase, it becomes publicly visible
- Other users can view and like your shared content
- You can delete your showcase posts at any time
- We do not use your showcase content for AI training
Data Retention
- Account Data: Retained while your account is active, deleted upon account deletion
- Generated Content: Stored locally until you delete it
- Showcase Posts: Retained until you delete them
- Transaction History: Retained for 7 years for tax and legal compliance
- Usage Logs: Retained for 90 days
Your Rights
You have the right to:
- Access - Request a copy of your personal data
- Correction - Update or correct your information
- Deletion - Request deletion of your account and data
- Opt-Out - Disable push notifications in device settings
- Data Portability - Export your generated content
To exercise these rights, contact us at: privacy@finzoai.com
Children's Privacy
Finzo is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.
Age Rating: 12+ (due to AI-generated content and online interactions)
Security
We implement industry-standard security measures:
- Encryption in transit (HTTPS/TLS)
- Secure authentication (Clerk with JWT)
- Encrypted token storage (iOS Keychain)
- Regular security audits
- Access controls and monitoring
Contact Us
If you have questions about this Privacy Policy, please contact us:
- Email: privacy@finzoai.com
- Website: https://finzoai.com
Consent
By using Finzo, you consent to this Privacy Policy and agree to its terms.